Rates at Valley Banks
Valley Banks Rate Sheet as of October 31, 2012
Type of Account |
Minimum Balance |
Interest
Rate |
APY* |
3 Month CD |
$1,000.00 |
0.20% |
0.20% |
6 Month CD |
$1,000.00 |
0.30% |
0.30% |
12 Month CD |
$1,000.00 |
0.45% |
0.45% |
24 Month CD |
$1,000.00 |
0.55% |
0.55% |
48 Month CD |
$1,000.00 |
1.00% |
1.00% |
On all Certificates of Deposit the interest accrues on the daily balance and is credited monthly. On Certificates of Deposit with a term of less than one year there is a one-month penalty for early withdrawal. On Certificates of Deposit with a term of one year or greater there is a three-month penalty for early withdrawal. We offer a Certificate of Deposit, any term, in your IRA for a minimum deposit of $10,000 penalties apply.
Rates below may change after the account is open. Fees may reduce earnings.
SAVINGS |
$100.00 |
0.15% |
0.15% |
Interest is compounded daily and is credited monthly. Statements semi-annually unless you have automatic transfers or a cash card then statements are monthly.
IRA & ROTH IRA |
$100.00 |
0.25% |
0.25% |
Interest is compounded daily and is credited monthly.
|
MONEY MARKET
|
||
| $0.00 - $999.99 | 0.00% | |
$1,000.00 -  $9,999.99 |
0.05% |
0.05% |
$10,000.00 - $24,999.99 |
0.05% |
0.05% |
$25,000.00 - $49,999.99 |
0.10% |
0.10% |
$50,000.00 - and over |
0.15% |
0.15% |
NOW ACCOUNT |
$500.00 |
0.05% |
0.05% |
Interest accrues on the daily balance and is credited monthly. **$500 minimum deposit is required to open this account but not to obtain APY.
SEE A VALLEY BANK EMPLOYEE FOR FURTHER INFORMATION ABOUT THE TERMS ON THESE ACCOUNTS. FINANCIAL INFORMATION FURNISHED UPON REQUEST. FOR CURRENT RATE INFORMATION CALL 1-866-676-2055 OPT 0 OR 406-676-2000
Member FDIC